What we do
Blu Financial Network is a leading boutique investment firm catering to the needs of domestic and international investors
looking for the safety, leverage, income and appreciation available through asset-backed investments. In addition Blu offers the opportunity
to participate in non-traditional investment vehicles such as alternative energy, movies, hospitals, and many more. Blu specializes
in matching the perfect project with the perfect investor, with the goal of only presenting investments that are synonymous with an
investor’s current portfolio desires. By striving to perform above average due diligence on projects and credible capital sources,
Blu creates and maintains an extensive database including clients’ preferences, resulting in a streamline process which creates highly
profitable relationships.
Founded by entrepreneurs with more than 50 years of combined experience in securities, real estate development, residential and institutional
lending, venture capital and technology fields, Blu Financial Network is in a unique position to combine traditional forms of real
estate ownership with a new breed of fractional investing as well as investing options outside the real estate arena.
As a market innovator, Blu Financial Network will continue to deliver innovative investment products, coupled with relentless dedication
to client service, targeting individual and institutional investors around the world seeking collateralized positions, leveraged returns,
currency hedging, short term income and alternative investment opportunities.
Our Mission Statement
We strive to deliver above market returns for individual and institutional investors around the world through investments in innovative
non-traditional investment products. We seek to exceed our client’s expectations by working in a collaborative partnership that transcends
the traditional investor-firm experience.
What Does Blu Offer?
Tenant in Common (TIC)
Tenant-in-common is a form of real estate backed ownership in the United States of America in which two or more persons have an undivided,
fractional interest in the asset, were ownership shares are not required to be equal, and where ownership interest can be inherited.
Multiple qualified property owners come together to purchase large, institutional-grade property--not as limited partners, but as
individual owners.
Each co-owner is willing to assume the inherent risks and an expense associated with real estate investments, including the fluctuations
in the real estate market, and receives an individual deed at closing for his or her own undivided fractional interest in the entire
tenants in common property. Investing in a TIC property can give you the opportunity to move into larger high end real estate properties,
and help you truly diversify your holdings, through deploying available funds into various property types, locations, etc, rather
than having to direct all funds, or 1031 Exchange, towards the sole purchase of one property.
Fractional Ownership
Fractional ownership is partial ownership of a property. Often people confuse fractional ownership with timeshares, but they are not
the same. Timeshares refer to purchasing a specific amount of time to spend at a property each year; you do not actually own any portion
of the property. Fractional ownership refers to actually owning the portion of the property you purchase, and thus enjoying the equity
growth, and potential income (if rented) generated from the use of the property by others. By purchasing a share of the property,
you mitigate both risk, and carrying the complete burden of maintenance, taxes, and insurance. Generally, there are two different
structures of Fractional Ownership- one that is focused on long term equity growth, or one that pays owners a fixed non use fee for
a set amount of years.
Co- Op
Co-ops are a type of co-ownership structure, which allows an investor to own undivided fractional interest in an entire property (title
and deed) and share in a portion, based on participation, of the passive net income, possible tax shelters, and growth. Creative tax
structures combined with solid property fundamentals results in a TAX FREE return, which is often around 2% higher than the taxable
equivalent. Exit strategies include conversion to condo units as the markets improve, or sale of the stabilized complex to institutional
or REIT buyers.
Deeds of Trust
Investing in a Deed of Trust is a creative real estate investing avenue to clients looking for high yield (usually double digit) income.
It is similar to becoming a bank/lender, where money is lent directly to the borrower, and the loan is collateralized by a specified
asset, either in first or second position. Usually, the borrower pays a fix interest rate for a certain time period. At the end of
the note, the borrower pays the initial principal back in full. Proper legal structures are put in place to allow multiple investors
to partner on one specified deed.